Sending Money from Wise to M-Pesa: How We Handle Your Payments

At AcademiaScribes, ensuring that our clients can make swift, secure, and convenient transactions is one of our top priorities. We recognize that the payment experience is a critical part of your interaction with us—after all, it involves something as sensitive and vital as your hard-earned money. Over time, we have explored numerous financial technologies and payment gateways to deliver the best possible experience. Through extensive research and client feedback, we’ve identified Wise (formerly TransferWise) as one of the most reliable, efficient, and user-friendly payment platforms available. Here’s why we rely on Wise and how you can easily use it to send money directly to our M-Pesa account.

Why We Rely on Wise

1. Global Reach and Supported Currencies:
   Wise caters to an impressive array of countries and currencies, ensuring that no matter where you’re located—whether it’s the United States, the United Kingdom, Australia, or anywhere else—you can transact in your local currency. This global compatibility means fewer conversion hassles and no need to juggle multiple accounts.

2. Competitive Exchange Rates and Low Fees:
   Wise offers transparent exchange rates that are often more competitive than traditional banks. Instead of hiding costs in inflated currency conversion charges, they use the real mid-market rate and display their minimal transaction fees clearly. This approach ensures you always know exactly what you’re paying.

3. Security and Trust:
   Wise is regulated by financial authorities around the world and employs robust security measures, including encryption and multi-factor authentication. You can trust that your sensitive data and funds are well-protected.

4. Speed and Convenience:
   Transactions through Wise are not only simple, but also incredibly fast. In many cases, recipients receive their funds within minutes. With an intuitive dashboard and step-by-step guidance, even first-time users find the process hassle-free.

5. Unmatched User Experience:
   Wise’s user interface is thoughtfully designed. Setting up an account is straightforward, and the platform’s clear instructions, helpful tutorials, and responsive customer support make managing and tracking your transactions a breeze.

What is M-Pesa?

M-Pesa is a popular mobile money transfer service that originated in Kenya and has since expanded to several other African countries. It allows users to store, send, and receive money through their mobile phones. M-Pesa has revolutionized financial transactions by enabling users to handle payments, transfers, and even small businesses operations without needing a traditional bank account. Integrating Wise with M-Pesa ensures that clients, especially those residing in Kenya or dealing in Kenyan Shillings (KES), can receive their funds instantly and effortlessly.

Why We Switched to Wise

While AcademiaScribes previously incorporated trusted fintech platforms like Paystack and Pesapal, we recognized a growing concern among some clients regarding data privacy—particularly around credit card information and other sensitive details. Although we had always emphasized the stringent security measures protecting such data, we decided to take the initiative and eliminate any lingering doubts.

By using Wise, we minimize third-party handling of your sensitive financial data and manage the security protocols ourselves. This approach not only boosts trust, but it also sends a message that we listen to our clients and take their concerns seriously. Your peace of mind is at the core of our decisions, and our commitment to secure, private, and efficient transactions remains unwavering.

Other Payment Platforms We Support

Beyond Wise, AcademiaScribes also supports a range of other payment solutions, including Western Union, Skrill, Alipay, and WeChat Pay—especially popular among our Chinese clientele. While these options cater to a variety of geographic and personal preferences, Wise stands out among our customers due to its simplicity, speed, and intuitive design. Whether you’re sending funds from the U.S., the U.K., Australia, or anywhere else, using Wise ensures a seamless and efficient transaction every time.

How to Send Money from Wise to M-Pesa (Step-by-Step)

Ready to initiate your payment? Follow these simple steps:

Step 1: Visit Wise.com

Head over to Wise.com and log into your account. If you don’t have one, the registration process is quick and straightforward. Once you have an account, you’ll see your personal dashboard, where you can easily manage and review all your transactions.

Step 2: Initiate a Transfer

In your Wise dashboard, click the “Send” button. You will be taken to a screen where you can input the amount you’re sending. If you’re not paying in U.S. dollars, simply switch to your preferred currency. Wise will automatically convert the amount to Kenyan Shillings (KES) provided you had selected the currency of the recepient, which is KES, as that’s our home currency. Next, click “Paying with” to select your payment method (e.g., ACH bank transfer, wire transfer, or international wire transfer). Then click “Continue.”

Step 3: Add Recipient Details

You’ll be prompted to choose how you want to provide recipient information. Select the “Enter bank details” option, as you’ll need to specify that you are sending to an M-Pesa account.

Step 4: Specify the Recipient Type

When asked to identify the recipient, choose “Someone else.” This tells Wise you’re sending money to another individual or entity— which is us in this case.

Step 5: Enter Our Account Details

Once prompted, fill in our M-Pesa details. Make sure the tab says “M-Pesa,” and then enter the full name of the account holder and our M-Pesa mobile number (we will provide to you these details). You may also include our email (contact@academiascribes.com) for transaction notifications. Select “Kenya” as the country, and leave optional fields blank if you prefer.

Step 6: Identity Verification (For U.S. Citizens and Others)

If you’re based in the U.S., you may need to confirm your Social Security Number (SSN). If you’re not a U.S. citizen, Wise may request alternative identification, such as a photo ID. This step is crucial for maintaining the security and integrity of the financial transaction.

Step 7: Review and Complete the Payment

Double-check all the details, including the amount you’re sending, the recipient’s details, and the currency conversion. Once you’re confident everything is accurate, initiate the payment. We recommend taking a screenshot of the transaction confirmation. If you’ve entered our email, we’ll also receive a confirmation email indicating that funds are on their way. In most cases, the payment reaches our M-Pesa account within three minutes.

Conclusion

By using Wise, we’ve elevated the payment process at AcademiaScribes to a new level of convenience, security, and trust. We listened to your feedback, addressed your concerns, and found a solution that streamlines international transfers with complete transparency and efficiency. Whether you’re a long-standing client or working with us for the first time, you can now send payments through Wise to our M-Pesa account with confidence and ease.

If you have any questions or need further guidance, feel free to reach out to us at contact@academiascribes.com. Your satisfaction is our commitment, and we’re always here to help.